Sun Valley Happenings

What To Know About Credit Scores Before Buying a Home

By KCM Team
Posted by Alysa King on March 07, 2024 in  uncategorized
  If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article from US Bank explains: “A credit score isn’t the only deciding factor on your mortgage application, but it’s a significant one. So, when you’re house shopp... read more
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Don't Wait Until Spring To Sell Your House

By KCM Team
Posted by Alysa King on February 09, 2024 in  uncategorized
As you think about the year ahead, one of your big goals may be moving. But, how do you know when to make your move? While spring is usually the peak homebuying season, you don’t actually need to wait until spring to sell. Here's why. 1. Take Advantage of Lower Mortgage Rates Last October, the 30-year fixed mortgage rates peaked at 7.79%. In January, they hit their lowest level since May. That means you may not feel as locked-in to your current mortgage rate right now. That downwa... read more
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Why Pre-Approval Is Even More Important This Year

By KCM Team
Posted by Alysa King on February 07, 2024 in  uncategorized
  On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the homebuying process, your lender will look at your finances to figure out what they’re willing to loan you. According to Investopedia, this includes things like your W-2, tax returns, credit score, bank statements, ... read more
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3 Must-Do's When Selling Your House in 2024

By KCM Team
Posted by Alysa King on January 24, 2024 in  uncategorized
  If one of the goals on your list is selling your house and making a move this year, you’re likely juggling a mix of excitement about what’s ahead and feeling a little sentimental about your current home. A great way to balance those emotions and make sure you’re confident in your decision is to keep these three best practices in mind when you’re ready to sell. 1. Price Your Home Right  The housing market shifted in 2023 as mortgage rate... read more
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2 Reasons Why Today's Mortgage Rate Trend Is Good for Sellers

By KCM Team
Posted by Alysa King on January 17, 2024 in  uncategorized
If you’ve been holding off on selling your house to make a move because you felt mortgage rates were too high, their recent downward trend is exciting news for you. Mortgage rates have descended since last October when they hit 7.79%. In fact, they’ve been below 7% for over a month now (see graph below): And while they’re not going back to the 3% we saw during the ‘unicorn’ years, they are expected to continue to go down from where they are now in ... read more

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